Our Central Kentucky Injury Lawyers Offer Skilled Guidance to Help Clients Avoid Mistakes That Could Undermine Their Recovery

You could be entitled to compensation if you were severely injured, suffered financial damages, or lost a loved one in a Kentucky accident caused by another person or company. However, complex injury laws, unfamiliar legal processes, and insurance companies that aren’t looking out for your best interests can make it difficult to collect the recovery you deserve.

At Skeeters, Bennett, Wilson & Humphrey, our seasoned Radcliff injury lawyers offer honest answers, common sense advice, and results-driven representation to help clients navigate the legal system and avoid case-damaging mistakes like providing recorded statements to insurers. We’ve served Central Kentucky for nearly 50 years and earned a reputation as one of the region’s most trusted law firms. Schedule a free initial consultation to find out how we can assist you.

Car wrecks, truck wrecks, and pedestrian crashes are traumatic and disorienting events that can leave you feeling shaken. However, before you’ve had time to process what’s happened, an insurance adjuster will likely reach out and ask you to provide a recorded statement about the accident, how it occurred, and your injuries. It seems like a reasonable request, but it can have costly consequences. We explain why we recommend declining insurer requests for recorded interviews. Giving a recorded statement to an insurance company

Insurance Companies Aren’t on Your Side

After a Kentucky car accident, insurance adjusters will sometimes contact you for information about the crash, often under the guise of expediting your claim. No matter how friendly, helpful, and empathetic the adjuster seems over the phone, it’s vital to remember that adjusters have one job: to settle your claim as quickly as possible for as little as possible. Asking you to give a recorded statement is a common tactic used to achieve this goal.

You are not required to provide recorded statements to insurers, but adjusters count on you not knowing that—or how complying could hurt your ability to collect fair compensation for your injuries and losses.

Insurance adjusters have good reasons for contacting you so quickly after a crash while you’re still feeling unsettled and before you understand the details of the accident or the full extent of your injuries. If they can convince you to settle your claim immediately—or misspeak in your recorded statement and say something they misconstrue—they can reduce their financial obligation to you.

What to Do When an Insurance Adjuster Requests a Recorded Statement

Declining insurer requests for recorded statements after a Kentucky crash is as simple as politely saying no and directing the adjusters to speak with your attorney. However, while you’re not legally required to provide a recorded statement to any insurance company, you might be contractually obligated to give a statement to your insurer according to the terms and conditions of your policy. Our capable and committed Central Kentucky injury lawyers can help you prepare a statement that protects your rights and avoids missteps, such as:

  • Offering more information than necessary
  • Minimizing your injuries or giving information about your injuries before the full extent of your injuries is known
  • Misspeaking or inadvertently giving incorrect information
  • Accepting undeserved responsibility for the accident

Dealing with insurance companies can be tricky—and there’s far too much at stake to go it alone. If an insurer asks you for a recorded statement, it’s time to consult a reliable and reputable Kentucky injury attorney.

Our Trusted Radcliff Accident Attorneys Provide Steadfast Representation to Protect Your Kentucky Personal Injury Recovery From Harmful Insurance Tactics

Skeeters, Bennett, Wilson & Humphrey have decades of experience resolving injury claims for Central Kentucky clients. Our experience, along with a deep understanding of the legal and insurance systems, helps us shield you from tactics designed to reduce your financial recovery. Let our dedicated team handle all aspects of your case so you can focus your attention elsewhere. We can:

  • Investigate the accident
  • Handle communication with insurers, attorneys, and other parties
  • Gather essential evidence
  • Estimate injuries and losses
  • Negotiate and review settlement offers
  • Negotiate medical and health insurance liens
  • Take your case to trial and represent you in court

We’re committed to providing the calm counsel and peace of mind Kentucky families need during difficult times.