A clean title is required for any real estate transaction to be completed. Whether you are a buyer hoping to purchase a home or a lender verifying ownership before approving a loan, you need a thorough and experienced professional working for you to ensure a clean title. The Real Estate Title department at Skeeters, Bennett, Wilson & Humphrey offers multiple title services, including searches and insurance. Fill out our online form to request the service you need.
Complete and Comprehensive Title Searches
Title searches are conducted to determine whether there are any outstanding legal issues with the property that need to be cleared up before a sale can occur. Our team researches public records and legal documents to assess the condition of the title. While a clean title proves that the seller owns the property free and clear, a dirty title could indicate any of the following:
- Liens on the property
- Outstanding property taxes
- Unresolved building code violations
- Erroneous surveys
- Mistakes on official documents
Some title problems can be cleared up to allow the transaction to go through, but others might mean it’s best to walk away from the deal.
Why Would You Need Title Insurance?
Even with the most thorough title search possible, problems with a title could be discovered later and could prove extremely costly to the buyer or lender. Purchasing title insurance protects the buyer and the lender if this happens. For example, if it is later discovered that signatures on title documents were forged or that fraud was committed somewhere in the title’s history, insurance would cover these losses. We help our clients find and purchase the right kind of title insurance for them.
Why Go to a Real Estate Attorney?
At Skeeters, Bennett, Wilson & Humphrey, we provide a myriad of real estate transaction services, including title searches and insurance. If our search uncovers a title problem, we might be able to help you clear it up so that you can proceed with the transaction. Our real estate legal knowledge is an asset in any kind of property deal. Fill out the form on this page to request the specific title service you need. You will hear back from us shortly.